Insurance For Hvac Installation
Protect your HVAC installation business with the right insurance coverage. Get the coverage you need to safeguard your business from unexpected losses and liabilities. Get the peace of mind you deserve today.
What kind of Work do you do? ▾
What type of insurance do I need for my business?
Most HVAC installation businesses have a Business Owner's Policy called a BOP. A BOP is a great becasue it combines three general insurance coverages and saves you money.
We recommend these products as a base:
- Business Owners Policy: Business owner's insurance, also known as BOP insurance, is a policy that combines both property and liability coverage into one package. It’s the most popular type of policy for construction and contrating businesses
- Commercial Auto Insurance: Commercial auto insurance is liability and physical damage protection for vehicles, such as cars, trucks and vans, that are used for business. Commercial vehicles require a separate policy because they’re typically exposed to more risk than personal vehic
- General Liability Insurance: Business liability coverage can safeguard your small business from unforeseen costs in various situations, including workplace injuries or client lawsuits.
- Workers Comp Insurance: Workers' compensation, also known as "workers' comp," is a program mandated by the government to offer benefits to employees who experience injuries or illnesses related to their work.
How Much Does Hvac Installation Insurance Cost?
There is not one price that businesses pay for Hvac Installation business insurance. There are many factors that determine your exact cost, such as:
Â
- The size of your business
- How many employees work for you
- If you keep customers information stored in a data system
- If you have trucks or vehicles or tow equipment
We work with mutiple insurance companies that offer Hvac Installation business insurance to protect your business without breaking the bank. We'll work with you to figure out what coverages and companies offer the best coverages and help you get a great business insurance quote.
Your HVAC installation business may also need other types of business insurance, like:
- Commercial Umbrella Insurance: Commercial liability umbrella insurance, commonly referred to as CLUP insurance, provides extra coverage for the worst-case scenarios that exceed the liability limits of your existing policy limits.
- Contractors Tool and Equipment insurance: Tools & Equipment insurance, also known as Inland Marine insurance, safeguards a contractor's tools of the trade, ranging from small tools like hammers, saws, and drills to large equipment such as excavators and bulldozers.
- Professional Liability Insurance: Professional liability insurance, which is also known as errors and omissions insurance, provides protection for businesses in case a client files a lawsuit based on an alleged error or insufficient advice.
Similar professions and Hvac Installation business insurance?
- Terms & Conditions
- Privacy Policy
- © 2016-2024 Open Quote Insurance, LLC