Compare Home, Renters, and Auto Insurance Rates in Minutes
Auto Club Insurance is a type of insurance that is offered by the American Automobile Association (AAA). The AAA is a federation of motor clubs that provide services to its members, including roadside assistance, travel planning, and insurance. Auto Club Insurance is available to AAA members in select states, and it offers coverage for both personal and commercial vehicles.
Auto Club Insurance provides a range of coverage options for its policyholders, including liability, collision, and comprehensive coverage. Liability coverage is required by law in most states and provides protection for damages or injuries that you may cause to others in an accident. Collision coverage provides protection for damages to your own vehicle in the event of an accident, while comprehensive coverage provides protection for damages caused by events such as theft, vandalism, or natural disasters.
Auto Club Insurance also offers a range of additional benefits to its policyholders, including discounts on travel, hotels, and rental cars. Members can also take advantage of free maps, travel guides, and trip planning services. Overall, Auto Club Insurance provides a comprehensive and reliable insurance option for AAA members in select states.
Auto Club Insurance is a type of insurance offered by the American Automobile Association (AAA) to its members. The Auto Club Insurance is provided by the Auto Club Group (ACG), which is one of several AAA-affiliated insurance companies. ACG is the second-largest AAA club in North America and provides insurance, travel, financial and other services to over nine million members.
Auto Club Insurance offers coverage in 13 states under various local AAA insurance company brands. The coverage includes liability, collision, and comprehensive insurance for cars, trucks, motorcycles, and other vehicles. In addition to vehicle insurance, Auto Club Insurance also offers home, renters, and life insurance policies.
One of the benefits of Auto Club Insurance is the availability of discounts for AAA members. Members can save on their insurance premiums by bundling their policies or by having multiple vehicles insured with ACG. They can also save by having a good driving record, completing a defensive driving course, or by installing anti-theft devices in their vehicles.
Another advantage of Auto Club Insurance is the availability of roadside assistance services. AAA members can call for help if they have a flat tire, dead battery, or if they run out of gas. The roadside assistance service also includes towing and lockout services.
Overall, Auto Club Insurance is a reliable and affordable option for AAA members who want to protect their vehicles and their homes. With its wide range of coverage options, discounts, and roadside assistance services, Auto Club Insurance is a popular choice for many drivers.
Auto Club Insurance has received generally positive reviews and ratings from reputable sources. Here are some highlights:
Consumer Reports rates Auto Club Enterprises Insurance Group (part of Auto Club Insurance) as "Very Good" for overall satisfaction, claims satisfaction, and timely payment. They also note that the company has a "Very Good" rating for policy review and "Excellent" for customer service.
J.D. Power's 2022 Auto Insurance Claims Study ranked Auto Club of SoCal (another part of Auto Club Insurance) as No. 4 out of 21 companies for overall satisfaction with the claims process. They also ranked Auto Club Group (part of Auto Club Insurance) as No. 8 for overall satisfaction in their Auto Insurance Shopping Study.
Insure.com gives Auto Club Insurance an overall rating of 4.2 out of 5 stars, based on customer reviews. Customers praise the company's customer service, claims handling, and competitive pricing.
AM Best, a credit rating agency that specializes in insurance companies, gives Auto Club Insurance an A- (Excellent) rating for financial strength.
Overall, Auto Club Insurance seems to be a reliable and well-regarded insurance provider. While there are some negative reviews and ratings out there, they are outweighed by the positive feedback from customers and industry experts.
Auto Club provides various types of insurance coverage to its members. Below are the three main types of insurance offered by the company:
Auto Club offers auto insurance coverage for a wide range of vehicles, including cars, motorcycles, RVs, campers, and boats. Members can choose from several types of coverage, including liability, collision, comprehensive, personal injury protection, and uninsured/underinsured motorist coverage.
Auto Club also offers various discounts on auto insurance, such as multi-vehicle discounts, safe driver discounts, and good student discounts. Members can also opt for additional coverage options, such as roadside assistance, rental car reimbursement, and custom equipment coverage.
| City | Average Annual Auto Club Auto Insurance Rate |
|---|---|
| Houston | $813 |
| Richmond | $754 |
| Corpus Christi | $740 |
| Brownsville | $732 |
| Edinburg | $732 |
| Dallas | $704 |
| Galveston | $694 |
| McKinney | $694 |
| Denton | $689 |
| Beaumont | $684 |
| San Antonio | $673 |
| Georgetown | $644 |
| Conroe | $639 |
| Angleton | $632 |
| Fort Worth | $632 |
| Austin | $631 |
| Lubbock | $615 |
| El Paso | $587 |
| Waco | $575 |
| Laredo | $537 |
| Belton | $514 |
Auto Club offers home insurance coverage for homeowners, renters, and condominium owners. Members can choose from several types of coverage, including property damage, liability, personal property, and loss of use coverage.
Auto Club also offers various discounts on home insurance, such as protective device discounts, multi-policy discounts, and new home discounts. Members can also opt for additional coverage options, such as earthquake coverage, flood coverage, and identity theft protection.
| City | Average Annual Auto Club Homeowner Insurance Rate |
|---|---|
| Houston | $2586 |
| Dallas | $2373 |
| Fort Worth | $2178 |
| San Antonio | $2143 |
| Austin | $1303 |
| Mckinney | $2093 |
| Edinburg | $2233 |
| El Paso | $1217 |
| Denton | $2052 |
| Richmond | $2396 |
| Conroe | $1992 |
| Georgetown | $1530 |
| Belton | $1530 |
| Lubbock | $1996 |
| Laredo | $1342 |
| Waco | $1876 |
| Named Peril | Auto Club Basic Form Coverage HO-A (H0-1) | Auto Club Broad Form Coverage HO-A+ (HO-2) | Auto Club Special Form Coverage HO-B (HO-3) |
| Fire | Yes | Yes | Yes |
| Lightning | Yes | Yes | Yes |
| Riot and Civil Commotion | Yes | Yes | Yes |
| Explosions | Yes | Yes | Yes |
| Wind and Hail | Yes | Yes | Yes |
| Smoke | Yes | Yes | Yes |
| Sprinkler Leak | Yes | Yes | Yes |
| Sinkhole Collapse | Yes | Yes | Yes |
| Volcano | Yes | Yes | Yes |
| Vehicles and Aircraft | Yes | Yes | Yes |
| Vandalism | Yes | Yes | Yes |
| Water Damage | No | Yes | Yes |
| Weight of Snow or Ice/Sleet | No | Yes | Yes |
| Falling Objects | No | Yes | Yes |
| Glass | No | Yes | Yes |
| Collapse | No | Yes | Yes |
| Theft and Burglary | No | No | Yes |
| Full Glass Coverage | No | No | Yes |
| Leaky Roof | No | No | Yes |
| Pretty Much Everything Else* | No | No | Yes |
Auto Club may exclude coverage for specific losses. Even the most comprehensive all-risk policy will exclude certain types of loss or damage.
Common exclusions include:HO-C Policies in Texas
While most people find HO-B policies to be sufficient, there is one policy that covers more, the HO-C covers all perils and contents. There are the usual exclusions, but if you have great credit and need additional no-fuss coverage for personal property damages, it may be the way to go.
| City | Average Annual Auto Club Condominium Insurance Rate |
|---|---|
| Houston | $1804 |
| Dallas | $1639 |
| Fort Worth | $1617 |
| San Antonio | $2657 |
| Austin | $1247 |
| McKinney | $1151 |
| Edinburg | $1720 |
| El Paso | $1960 |
| Denton | $1132 |
| Richmond | $1642 |
| Conroe | $1582 |
| Georgetown | $1189 |
| Belton | $1189 |
| Lubbock | $2004 |
| Laredo | $1542 |
| Waco | $1787 |
| City | Average Annual Auto Club Renters Insurance Rate |
|---|---|
| Houston | $209 |
| Dallas | $185 |
| Fort Worth | $194 |
| San Antonio | $260 |
| Austin | $136 |
| McKinney | $146 |
| Edinburg | $199 |
| El Paso | $207 |
| Denton | $143 |
| Richmond | $183 |
| Conroe | $174 |
| Georgetown | $126 |
| Belton | $126 |
| Lubbock | $222 |
| Laredo | $154 |
| Waco | $200 |
Auto Club offers life insurance coverage to help members protect their loved ones in the event of their death. Members can choose from several types of coverage, including term life, whole life, and universal life insurance.
Auto Club also offers various riders and endorsements to customize members' life insurance policies, such as accidental death and dismemberment coverage, waiver of premium, and accelerated death benefit. Members can also opt for additional coverage options, such as long-term care coverage and annuities.
Overall, Auto Club provides a range of insurance options to its members to help protect them from financial loss. Members can choose the coverage that best fits their needs and budget, and take advantage of various discounts and additional coverage options to enhance their protection.
Auto Club Insurance is a popular choice for drivers who want reliable coverage and excellent customer service. Here are the steps to get Auto Club Insurance.
To get Auto Club Insurance, you must be a member of the American Automobile Association (AAA) or one of its affiliated clubs. Membership requirements vary by club, but in general, you must be at least 18 years old, have a valid driver's license, and pay an annual membership fee.
Once you become a member of AAA or one of its affiliated clubs, you can apply for Auto Club Insurance. The application process is straightforward and can be completed online, over the phone, or in person at a local AAA office.
When you apply for Auto Club Insurance, you will need to provide information about yourself and your vehicle, including your name, address, and driver's license number. You will also need to provide information about your vehicle, such as its make, model, and year.
The cost of Auto Club Insurance varies depending on several factors, including your driving record, the type of vehicle you drive, and the level of coverage you choose. However, AAA members can save up to 16% on auto insurance and up to 20% on homeowners insurance.
In addition to discounts on insurance, AAA members also enjoy other benefits, such as roadside assistance, travel discounts, and identity theft protection.
Overall, getting Auto Club Insurance is a straightforward process that can be completed online, over the phone, or in person at a local AAA office. By becoming a member of AAA or one of its affiliated clubs, you can enjoy excellent coverage and other valuable benefits.
Auto Club Insurance offers a variety of benefits to its members. These benefits include roadside assistance, discounts, and travel services.
One of the most significant benefits of Auto Club Insurance is its roadside assistance program. Members can call for assistance 24/7 if they experience a flat tire, dead battery, or other car troubles. The program also includes emergency towing, fuel delivery, and lockout services. Members can even request a rental car if their vehicle is undrivable.
Auto Club Insurance offers a range of discounts to its members. These discounts can help reduce the cost of insurance premiums. Some of the discounts available include:
Auto Club Insurance also offers travel services to its members. These services can help members plan their next vacation or business trip. Some of the travel services available include:
In summary, Auto Club Insurance offers a range of benefits to its members, including roadside assistance, discounts, and travel services. These benefits can help members save money and have peace of mind while on the road.