Compare Home, Renters, and Auto Insurance Rates in Minutes
Travelers Insurance ratings provide valuable information and feedback about the financial strength of the company. Ratings are available from many sources, including AM Best and S&P.
AM Best rates Travelers highly with an A++ for a favorable business profile, strong operating performance, and appropriate enterprise risk management.
Travelers' S&P rating is a positive AA. This rating reflects the company’s positive financial outlook and long-term stability.
Travelers home insurance reviews and Travelers vehicle insurance ratings indicate that the company receives few complaints and handles those they receive in a positive way.
The Better Business Bureau (BBB) awards Travelers an A+ rating, based on complaints and Travelers reviews BBB has received.
Travelers vehicle insurance ratings are slightly below average, but the volume of customer complaints is less than expected for such a large company.
JD Power rates Travelers auto insurance as “about average” based on data supplied by customers and their satisfaction with claims handling.
Travelers insurance is in the top ten home and auto insurance companies based on its customer services, coverage options, and discount availability.
You can find the Texas Complaint Stats for Travelers Insurance agents near me by visiting the Texas Department of Insurance website.
Travelers was founded in 1864 and introduced accident insurance to the United States. Over 165 years of history in the insurance industry, Travelers has earned a sterling reputation for customer care, from pioneering mobile claims vehicles to offering specialized policies for women, online bankers, and even space flight and lunar exploration.
Travelers insurance plays a significant role in the state insurance markets it is a part of, including the market in Texas. Travelers homeowners insurance is ranked number 11 in the state, with a market share of 1.98%. Travelers workers’ compensation insurance rates even higher, sitting securely in the top ten insurance providers in the state.
Travelers’ mission statement serves the community and their customers and maintains that goal through their work in their communities. Travelers Small Business Risk Education helps local women entrepreneurs, minorities, and veterans pursue their business dreams. Travelers also works with Habitat for Humanity, building communities up and growing safe, stable neighborhoods.
Travelers offered billing relief for customers affected by the COVID-19 pandemic, suspending any penalties for non-payment, including cancellation of policies.
In addition to their accessible website, Travelers has created the MyTravelers app, allowing customers to have all of their policy information and paperwork right at their fingertips. Travelers is also very present in social media, from Facebook to Twitter and beyond, making their online presence strong and reachable for everyone.
The red umbrella is the most recognizable emblem for Travelers insurance and a regular part of their commercials, both on television and online.
For employees working at Travelers, helping families feel safe and encouraging businesses to prosper are part of the job. From customer service to claims and beyond, Travelers employees make a difference every day. At Travelers, you aren’t simply pursuing an insurance career; you’re making a difference in people’s lives.
Average annual Travelers homeowner’s insurance rates can run between $1,100 per year to upwards of $3,000 per year, depending on where you live in the state. Fort Worth, Texas, is among the most expensive areas when it comes to homeowner’s insurance.
| City | Average Annual Travelers Homeowner Insurance Rate |
|---|---|
| Houston | $2423 |
| Dallas | $1961 |
| Fort Worth | $2341 |
| San Antonio | $1353 |
| Austin | $1447 |
| Mckinney | $1629 |
| Edinburg | $2452 |
| El Paso | $957 |
| Denton | $1902 |
| Richmond | $3049 |
| Conroe | $1551 |
| Georgetown | $1055 |
| Brownsville | $2784 |
| Angleton | $4212 |
| Corpus Christi | $6777 |
| Belton | $1566 |
| Galveston | $4189 |
| Lubbock | $2092 |
| Laredo | $1511 |
| Beaumont | $2954 |
| Waco | $2313 |
| Named Peril | Travelers Basic Form Coverage HO-A (H0-1) | Travelers Broad Form Coverage HO-A+ (HO-2) | Travelers Special Form Coverage HO-B (HO-3) |
| Fire | Yes | Yes | Yes |
| Lightning | Yes | Yes | Yes |
| Riot and Civil Commotion | Yes | Yes | Yes |
| Explosions | Yes | Yes | Yes |
| Wind and Hail | Yes | Yes | Yes |
| Smoke | Yes | Yes | Yes |
| Sprinkler Leak | Yes | Yes | Yes |
| Sinkhole Collapse | Yes | Yes | Yes |
| Volcano | Yes | Yes | Yes |
| Vehicles and Aircraft | Yes | Yes | Yes |
| Vandalism | Yes | Yes | Yes |
| Water Damage | No | Yes | Yes |
| Weight of Snow or Ice/Sleet | No | Yes | Yes |
| Falling Objects | No | Yes | Yes |
| Glass | No | Yes | Yes |
| Collapse | No | Yes | Yes |
| Theft and Burglary | No | No | Yes |
| Full Glass Coverage | No | No | Yes |
| Leaky Roof | No | No | Yes |
| Pretty Much Everything Else* | No | No | Yes |
Travelers may exclude coverage for specific losses. Even the most comprehensive all-risk policy will exclude certain types of loss or damage.
Common exclusions include:HO-C Policies in Texas
While most people find HO-B policies to be sufficient, there is one policy that covers more, the HO-C covers all perils and contents. There are the usual exclusions, but if you have great credit and need additional no-fuss coverage for personal property damages, it may be the way to go.
Travelers home insurance costs vary depending on where you live and what type of Travelers homeowner’s insurance coverage you are purchasing.
Travelers home insurance monthly costs can range as high as $260 per month in more expensive areas such as Fort Worth, but in general, the rate averages around $100-$120 per month.
Travelers receives good ratings for their homeowner’s insurance coverage from multiple consumer review sources, including AM Best, S&P, and the BBB.
Travelers Homeowners Insurance coverage typically includes the costs of repairing or rebuilding your home if it suffers damage from one of the events covered by the policy. It also helps you replace or compensates you for personal property that is lost. Personal Liability Coverage protects you from claims against you or your family when someone suffers an injury or property damage on your property.
Travelers offers many policies for homeowners insurance coverage, including Travelers Dwelling Coverage A, Travelers Personal Property Coverage B, and Travelers Homeowners Endorsements to cover additional threats and damages.
Typical homeowners policies cover damage to your home, damage to your personal property, and protection from legal claims against you if people are injured or their property damaged on your property.
Travelers discounts list includes a multi-policy discount that combines auto insurance with three other policies. Travelers home insurance discounts include the Home Buyer Discount for customers who have purchased their new home within the 12 months before the policy became active.
There are many discounts available, such as the Good Student discount Travelers offers teen drivers as a reward for good grades and the Travelers Loyalty discount for staying with the same company for several years.
Safe driving discounts are available from Travelers for a good driving record, completing driving education courses, keeping your mileage low, and using anti-theft devices in your vehicle.
AARP members may be eligible for discounts. Contact your local Texas Travelers agent to find out what discounts you can get.
Travelers car insurance in Texas ranges from $260 to $641 per year, depending on where in Texas you live. Contact your local agent for a customized Travelers insurance quote.
| City | Average Annual Travelers Auto Insurance Rate |
|---|---|
| Dallas | $1256 |
| Houston | $1251 |
| Richmond | $1169 |
| Denton | $1130 |
| Austin | $1116 |
| Brownsville | $1115 |
| Edinburg | $1100 |
| McKinney | $1098 |
| Beaumont | $1098 |
| Fort Worth | $1092 |
| San Antonio | $1058 |
| Galveston | $1051 |
| Corpus Christi | $1020 |
| Georgetown | $1005 |
| Conroe | $989 |
| Laredo | $955 |
| Lubbock | $939 |
| Waco | $929 |
| El Paso | $884 |
| Angleton | $878 |
| Belton | $779 |
Travelers insurance for vehicles in Texas is fairly inexpensive. You can take advantage of the many discounts they have to further lower your rate. Contact Travelers customer service for more information.
Travelers insurance receives positive feedback and reviews from customers, both for the quality of coverage and handling claims and complaints.
Full coverage is a combination of coverages to suit your individual needs. It consists of liability coverage as its base, with other coverages added on, such as comprehensive or collision.
Travelers renter’s insurance rates average from $170 to $350 per year based on where you live in the state.
| City | Average Annual Travelers Insurance Renters Insurance Rate |
|---|---|
| Houston | $226 |
| Houston | $202 |
| Dallas | $151 |
| Dallas | $187 |
| Fort Worth | $128 |
| Fort Worth | $193 |
| San Antonio | $199 |
| San Antonio | $236 |
| Austin | $145 |
| Austin | $198 |
| McKinney | $183 |
| McKinney | $128 |
| Edinburg | $189 |
| Edinburg | $179 |
| El Paso | $180 |
| El Paso | $155 |
| Denton | $148 |
| Denton | $194 |
| Richmond | $242 |
| Richmond | $189 |
| Conroe | $142 |
| Conroe | $207 |
| Georgetown | $133 |
| Georgetown | $173 |
| Brownsville | $218 |
| Brownsville | $199 |
| Angleton | $353 |
| Angleton | $234 |
| Corpus Christi | $238 |
| Corpus Christi | $190 |
| Belton | $212 |
| Belton | $130 |
| Galveston | $246 |
| Galveston | $234 |
| Lubbock | $125 |
| Lubbock | $215 |
| Laredo | $155 |
| Laredo | $187 |
| Beaumont | $231 |
| Beaumont | $189 |
| Waco | $192 |
| Waco | $136 |
When you purchase multiple policies, including your Travelers renter’s insurance policy, you may be able to save money, especially if you have a home security system as well.
A $300,000 renters liability insurance policy would cost around $340 per year, depending on where you live in Texas.
Generally, your Travelers auto insurance policy will cover rental vehicles. Check with your Travelers insurance agent for more information.
A Travelers condominium unit owners policy is available to protect you, your unit, and your belongings.
The cost of your condo homeowner’s insurance policy will vary depending on where you live in Texas. The average cost is around $625 per year, including $60,000 in personal property coverage at a $100 deductible.
| City | Average Annual Travelers Condominium Insurance Rate |
|---|---|
| Houston | $1601 |
| Houston | $762 |
| Dallas | $654 |
| Dallas | $449 |
| Fort Worth | $654 |
| Fort Worth | $327 |
| San Antonio | $991 |
| San Antonio | $330 |
| Austin | $432 |
| Austin | $594 |
| McKinney | $398 |
| McKinney | $628 |
| Edinburg | $404 |
| Edinburg | $811 |
| El Paso | $371 |
| El Paso | $644 |
| Denton | $443 |
| Denton | $638 |
| Richmond | $934 |
| Richmond | $931 |
| Conroe | $642 |
| Conroe | $493 |
| Georgetown | $375 |
| Georgetown | $611 |
| Brownsville | $842 |
| Brownsville | $949 |
| Angleton | $2414 |
| Angleton | $1120 |
| Corpus Christi | $740 |
| Corpus Christi | $891 |
| Belton | $700 |
| Belton | $296 |
| Galveston | $1344 |
| Galveston | $1803 |
| Lubbock | $719 |
| Lubbock | $268 |
| Laredo | $276 |
| Laredo | $592 |
| Beaumont | $1165 |
| Beaumont | $954 |
| Waco | $341 |
| Waco | $657 |
The amount of condo insurance you need depends on your daily needs and expenses, as well as the value of your personal property.
Condos typically have lower rates for homeowner’s insurance than single-family homes. Talk to your Travelers agent to find the best discounts and condo insurance rates for you.
What does Travelers full coverage auto insurance cover? Several types of coverage are involved in full coverage, beginning with liability coverage that includes bodily injury and any property damage. It also provides compensation for injuries to others and damages to other people’s property caused by your vehicle.
When you are found at fault for an accident, your liability coverage can pay up to the previously selected limit. It can also provide for your legal defense if you’re sued.
If you are not at fault, your policy can still provide much-needed coverage for you and your family as you recover.
Your Travelers auto policy booklet details the coverage you have. Basic coverage includes liability, which is required at the minimum to drive your vehicle. You can add additional Travelers endorsement codes, such as Travelers uninsured motorist coverage, collision, and comprehensive.
Personal injury protection (PIP) is also called “no-fault” insurance. This coverage pays medical expenses regardless of whose fault the accident is. It also may cover lost wages and other types of monetary damage. Medical expense coverage may also be added for additional assistance for injuries and in the event of legal action.
In addition to Liability coverage and Uninsured or Underinsured Motorist coverage, Travelers offers Collision coverage, which is generally required if your car is leased or financed. Comprehensive coverage pays for damage not caused by a vehicle collision, such as hitting a deer. And Personal Injury Protection and Medical Payments coverage add additional protection for injuries and legal defense.
The main factors that influence your auto insurance rate include your vehicle history and safety rating, your driving history, where you live and use your vehicle, and the components of the insurance policy itself. Your credit score may also play a role in the rates you are offered.
The first step in getting a reasonable rate with Travelers is to talk with your insurance agent. They can look at all your information and help you customize the coverage you need. They can also help you find discounts and programs that will help save you money.
In addition to auto insurance, Travelers offers a variety of home and business coverage options. You can customize policies with endorsements to suit your unique insurance needs. With specialized programs and discounts available, you can save money while protecting yourself, your family, your property, and your future.
If you need to cancel a Travelers policy, choose one of the options below to complete the process.
You can cancel by phone. Call 1-800-842-5075 and speak directly to a representative to arrange cancellation.
You can cancel by mail or fax. Write a Travelers cancellation notice letter that includes your name, policy number, and termination date. Send it to:
Travelers
P.O. Box 5600
Hartford, CT 06102.
You can also cancel at your local Travelers office. Just stop by and speak to an agent.
You can cancel your policy at any time. If switching companies, make sure your new policy is active before you cancel your current one.
Before you file your claim, look over your insurance policy to see if the policy covers the damage or if it’s excluded. Next, determine if you need to file a claim. If someone was injured, you damaged someone else’s property or vehicle, or damages to your home or vehicle have made them unsafe, you need to file a claim.
If you have questions about filing a claim, call Customer Service at the Travelers Claims phone number: 1-800-252-4633. Visit Travelers’ website for more information about filing a claim, check the status of your claim, and find additional information and advice.
When you pay your insurance premiums, the company writes them into their books. However, if your insurance policy is relatively new, for example, less than a year, and the premiums for that year have not been fully paid when the claim is filed, the company might be lost when you file your claim.
The loss ratio indicates the losses paid out by the company compared to the premiums earned. It’s expressed as a percentage. Insurance companies like Travelers take the total losses paid out plus any added adjustment expenses and divide that number by the total earned premiums to calculate the loss ratio. Earned premiums are premiums entirely paid for a policy during a set period, usually a year.
The resulting percentage tells how well the company is performing, and in the case of a specific claim, represents how well the company is performing while handling your claim.
Type in your zip code to customize your insurance quotes to your Texas location.
Enter in your information, including information about your home or vehicle to ensure a custom quote.
Click your agreement to the privacy policy to continue.
If you’re getting an auto insurance quote, you’ll need information about your car, including the make and model.
If you don’t otherwise know the exact make and model year for your car, locate that information before starting.
Be sure to save your progress as you go so you can come back in and finish if you need to stop.
Add anyone who may be driving your car so they can be included under your new policy and factored into the price.
If you need help, reach out to Travelers customer service for assistance.
Once all the information is in, we deliver your personalized auto insurance quote to you.
To apply for car insurance, you will need a copy of your driver’s license, your social security number, your bank information, and your vehicle’s VIN.
You can get copies of your Travelers ID card online through the MyTravelers app, which is available for download on Google Play and the App Store.
You can make payments to Travelers online at https://www.travelers.com/pay-your-bill or register and log in to the MyTravelers app to pay your bill or set up automatic payments.
Texas requires liability insurance limits of 30/60/25, which means your Travelers car insurance policy should cover up to $30,000 for a single person’s injuries, $60,000 for all people injured in an accident, and $25,000 for property damage.
Travelers does offer flood insurance as additional insurance for your home, condo, apartment, or business.
Yes, for drivers with a good record, Travelers does offer accident forgiveness when you purchase a Responsible Driver Plan.
Travelers will mail your proof of insurance to you. You can also obtain it online and print it out, or you can show it on your phone using the app.
A Responsible Driver Plan does not penalize you for bad driving, but it does reward you for good driving, including reducing your deductible every six months if all drivers on the policy are accident-free.
You need to register for the MyTravelers app before you can utilize it. Contact your Travelers agent if you need assistance getting signed up.
If you are a current Travelers auto insurance policyholder, contact your local Travelers agent to get a new quote for another vehicle.
Travelers has a mobile app for customer use and convenience. You can download the Travelers mobile app on Google Play or the Apple App Store and use your Travelers login to access your policies at any time.
Go to Google Play or the App Store, download the free app, log in, and you’re ready to access all your information.
The Travelers app allows you to access your Travelers ID card online, as well as all your policy and insurance card information. You can also pay bills, report claims, and make automatic payments.
You can register for the Travelers app through the Travelers website or talk to your agent to help you get started.
Travelers home insurance is a solid policy you can customize to suit your individual property needs. There are many coverage options available that other carriers do not offer. Their discount offerings are a bit thin compared to other insurance industry discounts available.
The company’s rates are not as competitive as other insurance companies, but the number of endorsements makes them worth a look. If you need a low-limit policy, $75,000 or less, Travelers could be the insurance company you’re looking for.
Travelers can be a great choice for auto insurance, primarily because of the variety of discounts available. The IntelliDrive program can lower your rates by up to 20% if you maintain good driving habits. You have to do the work to locate your discounts and maintain your eligibility.
Travelers offers some unique coverage options that increase its appeal. Loan or Lease Gap Insurance will cover the difference between the value of your car and the unpaid portion of the loan or lease if your car is totaled.
Travelers also offers accident forgiveness programs that cancel the increase in rates after an accident occurs. These programs include the Responsible Driver Plan and the premier Responsible Driver Plan.