House buying usually comes with haggling over price, and the same goes for home insurance. One way to save on costs is through bundling multiple types of insurance together within one company. Our independent insurance agents can help you determine if bundling your home and car insurance together can help reduce your payments each month, freeing up extra money for other things. Here is an overview of how bundling home insurance can save you money.
A home insurance bundle is when two or more types of insurance policies are grouped together under one company. While home and car insurance are the most common bundles, some companies offer other combinations such as home, flood, and umbrella insurance. Bundling helps you save on costs by offering a discount when buying multiple policies from the same company.
Insurance companies reward loyalty, so when you buy multiple policies from the same company, you receive a discounted rate. Depending on the company, multi-policy discounts may range from 5-20%. These savings can add up fast, allowing you to focus on more important things like a new doormat for your home.
When shopping around for the best home insurance bundles, there are a few factors to keep in mind. First, get quotes from several different companies that offer home insurance bundles. It is also important to read the fine print to make sure all the policies included in the bundle meet your needs. You may also want to see if the company offers additional discounts such as auto-payment or safety feature discounts.
Not all companies offer bundles, so it’s important to do your research to find the ones that do. Some may offer home and auto insurance bundles, while others may include homeowner’s, renters, and condo insurance. Also, be aware that the discounts and policies included in the bundle may vary depending on the insurance carrier.
Independent agents can help you compare home insurance bundles from various companies to ensure you are getting the best rate and coverage. An agent will also review each policy to make sure it meets your needs and fits within your budget. Whether you are looking for home and auto insurance or bundled with other types of coverage, our independent agents can help you find the right policy.
Buying home insurance doesn't have to be expensive; you can save money by bundling multiple policies together. Independent insurance agents are an invaluable resource when it comes to helping you find the right home insurance bundle. They can provide personalized advice and help you compare packages to ensure you are getting the best rate and coverage.