Cell Phone Insurance

 
 

Why get cell phone insurance?

A phone's standard warranty typically covers hardware and software defects for a short time. But what if you crack your screen or spill coffee on it?

Worth Ave. Group offers protection the manufacturer's warranty doesn't. With it, you're covered from many of life's mishaps. Without it, you could be on the hook for hundreds of dollars to repair your phone or buy a new one.

Cell phone insurance plan coverage

Insurance for cell phones can help protect you from:

  • Accidental damage due to spills and drops
  • Theft and vandalism
  • Cracked screens
  • Power surges from lightning
  • Fire, flood, and natural disasters

What smartphone insurance doesn't cover

Smartphone insurance won't cover everything that can go wrong. Common exclusions are:

  • Viruses
  • Normal wear and tear
  • Software defects
  • Modifications
  • Unauthorized repairs
  • Neglect

Compare cell phone insurance plans

Compared to paying $1,000 for a new iPhone, a two-year iPhone insurance plan costs as little as $8 per month. Read the associated disclosure for this claim. Plus, you can make unlimited claims, and you can purchase a plan regardless of whether your iPhone or Android is new or refurbished.