When you leave your home for work or on vacation you may be wondering whether it is truly safe from break-ins. One of the most effective ways to protect against burglary is a good home security system, which can go a long way toward preventing a break-in attempt from being successful. However, theft insurance can provide an additional level of protection. Read on to find out more about theft insurance and what it can do for your peace of mind.
According to the Federal Bureau of Investigation (FBI), there were an estimated 1,926,446 burglaries reported in the United States in 2019. This amounts to one burglary occurring every 16 seconds. Approximately two-thirds of burglaries occur in residential buildings, with only 4% resulting in an arrest. This highlights the importance of taking extra measures to ensure that your property is secure from intruders.
Theft insurance is a type of coverage that protects you financially in the event of a burglary. It can help cover the cost of repairing or replacing items that have been lost or stolen due to a burglary. It can also help cover the cost of any legal fees associated with the burglary, as well as medical costs, if needed. A theft insurance policy can provide peace of mind knowing that you are covered in the event of a burglary.
A theft insurance policy typically covers things such as:
Most homeowner’s insurance policies offer some form of theft coverage. However, it is important to understand the limits of your policy. Determine what types of items are not covered and what your policy will cover in the event of a burglary. You may want to consider a separate insurance policy to provide additional coverage. Additionally, many insurance companies offer discounts to those who install a home security system or other home safety measures.
If you are looking to obtain theft insurance coverage, Trusted Choice can help. With our independent agent matching tool, we can help you find the best insurance solution in your area. To get started, all you need to do is tell us what you are looking for and we will recommend the best agents for you. Any information you provide will only be sent to the agent you pick.
Theft insurance is an important part of any home security plan. It can provide the necessary financial coverage in the event of a burglary, helping to make sure that you are properly protected. If you would like to learn more about theft insurance and how it can benefit you, contact Trusted Choice today. We can help you get the coverage you need so you can have peace of mind that your property is secure.