Home Insurance Shopping Guide


Insurance Market Update - 2024


How Much is Homeowners Insurance in New Jersey?

Homeowners in New Jersey pay an average of $1171 per year, or $98 a month, for a homeowners insurance policy with $300,000 in dwelling coverage. This makes home insurance in New Jersey roughly 94% less expensive than the national average of $2270.


The Cheapest Homeowner Insurance Rates for New Jersey

Provider Annual Insurance Rate Open Quote Rating
Cumberland Mutual $607 rating
Selective Insurance $752 rating
Narragansett Bay $838 rating
Preferred Mutual Insurance $871 rating
NJM $934 rating
Franklin Mutual Insurance $1038 rating
The Philadelphia Contributionship $1043 rating
National General $1101 rating
UPC Insurance $1148 rating
State Farm $1192 rating

Who are the Best home insurance companies in

Provider Average Insurance Rate Open Quote Rating
$0 rating