Average Renters Insurance Rates for Galveston, Texas
| Average Annual Insurance Rate |
| $286 |
The Cheapest Renters Insurance Rates for Galveston, Texas
| Provider |
Annual Insurance Rate |
| Nationwide |
$0 |
| Hartford Insurance |
$0 |
| Trumbull Insurance |
$0 |
| Encompass |
$0 |
| Nationwide |
$0 |
| Hartford Insurance |
$0 |
| Twin City Fire Insurance |
$0 |
| Auto Club |
$0 |
| Texas Fair Plan |
$122 |
| Texas Farm Bureau |
$146 |
The Most Popular Renters Insurance Providers in Galveston, Texas
| Provider |
Annual Renters Insurance Rate |
Monthly Renters Insurance Rate |
| Allstate |
$308 |
$308 |
| Liberty Insurance |
$836 |
$836 |
| Nationwide |
$0 |
$0 |
| State Farm |
$423 |
$423 |
Does credit score affect Galveston renters insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$363 |
| average |
$286 |
| good |
$248 |
Yes! Your credit rating can impact the price you pay for Galveston Renters Insurance up to
$115 per year. Our analysis shows Galveston renter's insurance shoppers with poor credit will pay up to
46% higher rates than shoppers with good credit. Renters insurance shoppers eith poor credit will pay rates that are
31% higher than people with average credit and average credit rate shoppers will pay
15% higher rates than shoppers with good credit.
Does Building Construction affect Galveston renters insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$3976 |
| Stucco/Hardie |
$3645 |
| Brick Veneer |
$3519 |
Yes the construction style may also impact the price you pay for Galveston renters Insurance up to
$457 per year. Galveston renters insurance shoppers with frame style construction pay up to
13% higher rates than homes made with brick while renters with homes constructed with Stucco or Hardieboard will pay
4% higher rates than homes made with Brick Veneer.
Is Renters insurance higher for older homes in Galveston?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$2557 |
| 10 Year(s) Old |
$3519 |
| 35 Year(s) Old |
$3972 |
Your home age impacts the price you pay for Galveston renters Insurance up to
$1415 per year. Galveston renters insurance shoppers with older homes pay
55% higher rates than new homes while renters with homes less than 30 years old will pay
38% higher rates than new construction homes.