Average Renters Insurance Rates for Gatesville, Texas
| Average Annual Insurance Rate |
| $244 |
The Cheapest Renters Insurance Rates for Gatesville, Texas
| Provider |
Annual Insurance Rate |
| Hartford Insurance |
$98 |
| Trumbull Insurance |
$103 |
| Twin City Fire Insurance |
$106 |
| Texas Fair Plan |
$117 |
| Hartford Insurance |
$121 |
| Travellers |
$125 |
| American Mercury |
$125 |
| Auto Club |
$126 |
| Texas Farm Bureau |
$129 |
| Encompass |
$133 |
The Most Popular Renters Insurance Providers in Gatesville, Texas
| Provider |
Annual Renters Insurance Rate |
Monthly Renters Insurance Rate |
| Allstate |
$185 |
$185 |
| Liberty Insurance |
$636 |
$636 |
| Nationwide |
$240 |
$240 |
| State Farm |
$188 |
$188 |
Does credit score affect Gatesville renters insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$317 |
| average |
$244 |
| good |
$206 |
Yes! Your credit rating can impact the price you pay for Gatesville Renters Insurance up to
$111 per year. Our analysis shows Gatesville renter's insurance shoppers with poor credit will pay up to
54% higher rates than shoppers with good credit. Renters insurance shoppers eith poor credit will pay rates that are
35% higher than people with average credit and average credit rate shoppers will pay
18% higher rates than shoppers with good credit.
Does Building Construction affect Gatesville renters insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$1492 |
| Stucco/Hardie |
$1391 |
| Brick Veneer |
$1355 |
Yes the construction style may also impact the price you pay for Gatesville renters Insurance up to
$137 per year. Gatesville renters insurance shoppers with frame style construction pay up to
10% higher rates than homes made with brick while renters with homes constructed with Stucco or Hardieboard will pay
3% higher rates than homes made with Brick Veneer.
Is Renters insurance higher for older homes in Gatesville?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$989 |
| 10 Year(s) Old |
$1355 |
| 35 Year(s) Old |
$1570 |
Your home age impacts the price you pay for Gatesville renters Insurance up to
$581 per year. Gatesville renters insurance shoppers with older homes pay
59% higher rates than new homes while renters with homes less than 30 years old will pay
37% higher rates than new construction homes.