Average Renters Insurance Rates for Houston, Texas
| Average Annual Insurance Rate |
| $366 |
The Cheapest Renters Insurance Rates for Houston, Texas
| Provider |
Annual Insurance Rate |
| American Mercury |
$159 |
| Texas Farm Bureau |
$184 |
| Texas Fair Plan |
$189 |
| Travellers |
$202 |
| Auto Club |
$209 |
| Kemper Insurance |
$226 |
| Nationwide |
$226 |
| Travelers Insurance |
$226 |
| Nationwide |
$263 |
| Century-National Insurance |
$267 |
The Most Popular Renters Insurance Providers in Houston, Texas
| Provider |
Annual Renters Insurance Rate |
Monthly Renters Insurance Rate |
| Allstate |
$297 |
$297 |
| Liberty Insurance |
$1208 |
$1208 |
| Nationwide |
$263 |
$263 |
| State Farm |
$353 |
$353 |
Does credit score affect Houston renters insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$492 |
| average |
$366 |
| good |
$303 |
Yes! Your credit rating can impact the price you pay for Houston Renters Insurance up to
$189 per year. Our analysis shows Houston renter's insurance shoppers with poor credit will pay up to
62% higher rates than shoppers with good credit. Renters insurance shoppers eith poor credit will pay rates that are
42% higher than people with average credit and average credit rate shoppers will pay
21% higher rates than shoppers with good credit.
Does Building Construction affect Houston renters insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$3155 |
| Stucco/Hardie |
$2889 |
| Brick Veneer |
$2780 |
Yes the construction style may also impact the price you pay for Houston renters Insurance up to
$375 per year. Houston renters insurance shoppers with frame style construction pay up to
13% higher rates than homes made with brick while renters with homes constructed with Stucco or Hardieboard will pay
4% higher rates than homes made with Brick Veneer.
Is Renters insurance higher for older homes in Houston?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$2000 |
| 10 Year(s) Old |
$2780 |
| 35 Year(s) Old |
$3115 |
Your home age impacts the price you pay for Houston renters Insurance up to
$1115 per year. Houston renters insurance shoppers with older homes pay
56% higher rates than new homes while renters with homes less than 30 years old will pay
39% higher rates than new construction homes.