Average Renters Insurance Rates for Laredo, Texas
| Average Annual Insurance Rate |
| $262 |
The Cheapest Renters Insurance Rates for Laredo, Texas
| Provider |
Annual Insurance Rate |
| Hartford Insurance |
$95 |
| Trumbull Insurance |
$98 |
| Twin City Fire Insurance |
$103 |
| Hartford Insurance |
$112 |
| American Mercury |
$132 |
| Texas Fair Plan |
$139 |
| Texas Farm Bureau |
$149 |
| Auto Club |
$154 |
| Travellers |
$155 |
| Progressive |
$169 |
The Most Popular Renters Insurance Providers in Laredo, Texas
| Provider |
Annual Renters Insurance Rate |
Monthly Renters Insurance Rate |
| Allstate |
$185 |
$185 |
| Liberty Insurance |
$778 |
$778 |
| Nationwide |
$241 |
$241 |
| State Farm |
$237 |
$237 |
Does credit score affect Laredo renters insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$344 |
| average |
$262 |
| good |
$221 |
Yes! Your credit rating can impact the price you pay for Laredo Renters Insurance up to
$123 per year. Our analysis shows Laredo renter's insurance shoppers with poor credit will pay up to
56% higher rates than shoppers with good credit. Renters insurance shoppers eith poor credit will pay rates that are
37% higher than people with average credit and average credit rate shoppers will pay
19% higher rates than shoppers with good credit.
Does Building Construction affect Laredo renters insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$1602 |
| Stucco/Hardie |
$1491 |
| Brick Veneer |
$1448 |
Yes the construction style may also impact the price you pay for Laredo renters Insurance up to
$154 per year. Laredo renters insurance shoppers with frame style construction pay up to
11% higher rates than homes made with brick while renters with homes constructed with Stucco or Hardieboard will pay
3% higher rates than homes made with Brick Veneer.
Is Renters insurance higher for older homes in Laredo?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1064 |
| 10 Year(s) Old |
$1448 |
| 35 Year(s) Old |
$1641 |
Your home age impacts the price you pay for Laredo renters Insurance up to
$577 per year. Laredo renters insurance shoppers with older homes pay
54% higher rates than new homes while renters with homes less than 30 years old will pay
36% higher rates than new construction homes.