Average Renters Insurance Rates for San Marcos, Texas
| Average Annual Insurance Rate |
| $233 |
The Cheapest Renters Insurance Rates for San Marcos, Texas
| Provider |
Annual Insurance Rate |
| Texas Fair Plan |
$105 |
| Hartford Insurance |
$106 |
| Trumbull Insurance |
$110 |
| Auto Club |
$115 |
| Twin City Fire Insurance |
$116 |
| Texas Farm Bureau |
$117 |
| Encompass |
$121 |
| American Mercury |
$125 |
| Hartford Insurance |
$131 |
| Travellers |
$133 |
The Most Popular Renters Insurance Providers in San Marcos, Texas
| Provider |
Annual Renters Insurance Rate |
Monthly Renters Insurance Rate |
| Allstate |
$185 |
$185 |
| Liberty Insurance |
$636 |
$636 |
| Nationwide |
$248 |
$248 |
| State Farm |
$154 |
$154 |
Does credit score affect San Marcos renters insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$304 |
| average |
$233 |
| good |
$198 |
Yes! Your credit rating can impact the price you pay for San Marcos Renters Insurance up to
$106 per year. Our analysis shows San Marcos renter's insurance shoppers with poor credit will pay up to
54% higher rates than shoppers with good credit. Renters insurance shoppers eith poor credit will pay rates that are
36% higher than people with average credit and average credit rate shoppers will pay
18% higher rates than shoppers with good credit.
Does Building Construction affect San Marcos renters insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$1367 |
| Stucco/Hardie |
$1276 |
| Brick Veneer |
$1243 |
Yes the construction style may also impact the price you pay for San Marcos renters Insurance up to
$124 per year. San Marcos renters insurance shoppers with frame style construction pay up to
10% higher rates than homes made with brick while renters with homes constructed with Stucco or Hardieboard will pay
3% higher rates than homes made with Brick Veneer.
Is Renters insurance higher for older homes in San Marcos?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$908 |
| 10 Year(s) Old |
$1243 |
| 35 Year(s) Old |
$1426 |
Your home age impacts the price you pay for San Marcos renters Insurance up to
$518 per year. San Marcos renters insurance shoppers with older homes pay
57% higher rates than new homes while renters with homes less than 30 years old will pay
37% higher rates than new construction homes.