Average Renters Insurance Rates for Wichita Falls, Texas
| Average Annual Insurance Rate |
| $277 |
The Cheapest Renters Insurance Rates for Wichita Falls, Texas
| Provider |
Annual Insurance Rate |
| Hartford Insurance |
$98 |
| Trumbull Insurance |
$103 |
| Twin City Fire Insurance |
$106 |
| Hartford Insurance |
$119 |
| American Mercury |
$125 |
| Texas Farm Bureau |
$139 |
| Travellers |
$140 |
| Auto Club |
$162 |
| Texas Fair Plan |
$175 |
| Republic Lloyds |
$190 |
The Most Popular Renters Insurance Providers in Wichita Falls, Texas
| Provider |
Annual Renters Insurance Rate |
Monthly Renters Insurance Rate |
| Allstate |
$239 |
$239 |
| Liberty Insurance |
$797 |
$797 |
| Nationwide |
$227 |
$227 |
| State Farm |
$206 |
$206 |
Does credit score affect Wichita Falls renters insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$367 |
| average |
$277 |
| good |
$232 |
Yes! Your credit rating can impact the price you pay for Wichita Falls Renters Insurance up to
$135 per year. Our analysis shows Wichita Falls renter's insurance shoppers with poor credit will pay up to
58% higher rates than shoppers with good credit. Renters insurance shoppers eith poor credit will pay rates that are
39% higher than people with average credit and average credit rate shoppers will pay
19% higher rates than shoppers with good credit.
Does Building Construction affect Wichita Falls renters insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$2643 |
| Stucco/Hardie |
$2434 |
| Brick Veneer |
$2363 |
Yes the construction style may also impact the price you pay for Wichita Falls renters Insurance up to
$280 per year. Wichita Falls renters insurance shoppers with frame style construction pay up to
12% higher rates than homes made with brick while renters with homes constructed with Stucco or Hardieboard will pay
3% higher rates than homes made with Brick Veneer.
Is Renters insurance higher for older homes in Wichita Falls?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1703 |
| 10 Year(s) Old |
$2363 |
| 35 Year(s) Old |
$2653 |
Your home age impacts the price you pay for Wichita Falls renters Insurance up to
$950 per year. Wichita Falls renters insurance shoppers with older homes pay
56% higher rates than new homes while renters with homes less than 30 years old will pay
39% higher rates than new construction homes.