Insurance For Day Spas

What type of insurance do I need for my business?

Most Day spa businesses have a Business Owner's Policy called a BOP. A BOP is a great becasue it combines three general insurance coverages and saves you money.

We recommend these products as a base:

• Business Owners Policy: A business owner's policy, also known as BOP insurance, combines various insurance coverage with additional protection into one convenient package.
• General Liability Insurance: Your company, products, services, or operations may be covered for bodily injuries or property damage by general liability insurance policies.
• Professional Liability Insurance: Errors and omissions insurance (E&O), also referred to as professional liability insurance, safeguards businesses in the event that their employees make errors or omissions in the professional services rendered to customers or clients.

How Much Does Day Spas Insurance Cost?

• The size of your business
• How many employees work for you
• If you keep customers information stored in a data system
• If you have trucks or vehicles or tow equipment

Your Day spa business may also need other types of business insurance, like:

• Cyber Insurance: Cyber insurance, known as cybersecurity insurance or cyber liability insurance, provides coverage for the potential losses a business may experience due to a data breach or cyber attack.
• Workers Comp Insurance: By offering employee rehabilitation and death benefits, workers' compensation coverage ensures the protection of your business and employees in case of any workplace injury or illness experienced by your staff members.

Similar professions and Day Spas business insurance?

• Barber shops
• Day spas
• Estheticians
• Hair and beauty salons
• Makeup artists
• Massage therapists
• Medical spas
• Nail salons
• Permanent makeup artists