Insurance For Irrigation

What type of insurance do I need for my business?

Most Irrigation businesses have a Business Owner's Policy called a BOP. A BOP is a great becasue it combines three general insurance coverages and saves you money.

We recommend these products as a base:

• Business Owners Policy: A business owner's policy bundles three important types of business insurance: general liability insurance, commercial property insurance and business interruption insurance all into one policy.
• Commercial Auto Insurance: Commercial auto insurance insures your vehicles for physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto policy.
• General Liability Insurance: General liability insurance, also known as business liability insurance, provides coverage for both you and your business in the event of claims involving bodily injuries and property damage.
• Workers Comp Insurance: In every state, workers' compensation insurance is mandatory and provides varying wage and medical benefits to individuals who sustain injuries or fall ill during their employment.

How Much Does Irrigation Insurance Cost?

• The size of your business
• How many employees work for you
• If you keep customers information stored in a data system
• If you have trucks or vehicles or tow equipment

Your Irrigation business may also need other types of business insurance, like:

• Commercial Umbrella Insurance: Commercial umbrella insurance coverage is designed to protect an organization against monumental liability claims that can demolish a business through a large financial judgment.
• Contractors Tool and Equipment insurance: Tools and equipment insurance is a specific form of inland marine insurance that covers the expenses of replacing or repairing stolen, vandalized, or accident-damaged items.
• Professional Liability Insurance: Professional liability insurance, also known as errors and omissions (E&O) insurance, safeguards business professionals like attorneys, consultants, and accountants from claims arising due to negligence or mistakes in their services.

Similar professions and Irrigation business insurance?

• Irrigation
• Landscape design
• Lawn care
• Tree service
• Landscape designers