Insurance For Metal Manufacturers

What type of insurance do I need for my business?

Most Metal manufacturer businesses have a Business Owner's Policy called a BOP. A BOP is a great becasue it combines three general insurance coverages and saves you money.

We recommend these products as a base:

• Business Owners Policy: A business owner's policy (BOP) combines property and liability insurance by packaging these coverages into a single insurance policy. BOP insurance helps cover claims of bodily injury or property damage and is often a good choice for small and medium-siz
• General Liability Insurance: Businesses are provided with financial protection through general liability insurance in case they cause harm or are accused of causing harm to individuals or their property.
• Product Liability Insurance: Product liability insurance provides protection for your business in the event that a product you manufactured or sold results in bodily injury or property damage to someone else's possessions.
• Workers Comp Insurance: Workers' compensation, also known as "workers' comp," is a program mandated by the government that grants benefits to employees who experience injuries or illnesses due to their work or while on duty.

How Much Does Metal Manufacturers Insurance Cost?

• The size of your business
• How many employees work for you
• If you keep customers information stored in a data system
• If you have trucks or vehicles or tow equipment

Your Metal manufacturer business may also need other types of business insurance, like:

• Commercial Auto Insurance: Commercial auto coverage pays for injuries and property damage caused by an auto body shop’s pickup or other vehicle. It’s required in most states for business-owned vehicles.
• Commercial Property Insurance: Business umbrella insurance is an additional layer of protection for businesses. It sits on top of other insurance policies and helps protect businesses against catastrophic losses.
• Commercial Umbrella Insurance: Commercial liability umbrella insurance, commonly referred to as CLUP insurance, provides extra coverage for the worst-case scenarios that exceed the liability limits of your existing policy limits.

Similar professions and Metal Manufacturers business insurance?

• Candle manufacturers
• Cannabis manufacturers
• Clothing and apparel manufacturers
• Food and beverage manufacturers
• Metal manufacturers
• Wood manufacturers