Insurance For School Counselors

What type of insurance do I need for my business?

Most School counselor businesses have a Business Owner's Policy called a BOP. A BOP is a great becasue it combines three general insurance coverages and saves you money.

We recommend these products as a base:

• Business Owners Policy: If you own a small business, a Business Owner's Policy, or BOP, protects you from liability claims and lawsuits; safeguards your buildings, equipment and inventory; and covers you financially if your business unexpectedly shuts down from a covered loss.
• General Liability Insurance: Businesses are provided with financial protection through general liability insurance in case they cause harm or are accused of causing harm to individuals or their property.
• Professional Liability Insurance: Professional liability insurance, also known as errors and omissions insurance, can provide protection for your business if you are sued for negligence in the performance of services you offer to your customers.

How Much Does School Counselors Insurance Cost?

• The size of your business
• How many employees work for you
• If you keep customers information stored in a data system
• If you have trucks or vehicles or tow equipment

Your School counselor business may also need other types of business insurance, like:

• Commercial Auto Insurance: Commercial auto insurance covers injuries that you or your employees may cause to other people and their property while driving. It can also cover damage to your company vehilces and can include comprehensive coverages - like theft and vandalism and unisu
• Commercial Umbrella Insurance: Business umbrella insurance is an additional layer of protection for businesses. It sits on top of other insurance policies and helps protect businesses against catastrophic losses.
• Cyber Insurance: Cyber insurance, referred to as cyber risk insurance or cyber liability insurance coverage (CLIC), is a policy offered by insurance companies to mitigate risk exposure by providing coverage for costs related to damages and recovery resulting from a cyber-
• Workers Comp Insurance: Workers' compensation, also known as "workers' comp," is a program mandated by the government to offer benefits to employees who experience injuries or illnesses related to their work.

Similar professions and School Counselors business insurance?

• Animal-assisted therapists
• Expressive and creative arts therapists
• Faith-based and pastoral counselors
• Health educators
• Marriage and family therapists
• Mental health counselors
• Occupational therapists
• Psychologists
• Rehabilitation counselors
• School counselors
• Social workers
• Speech therapists
• Wellness counselors