Average Homeowner Insurance Rates for Athens, Texas
| Average Annual Insurance Rate |
| $2205 |
The Cheapest Homeowner Insurance Rates for Athens, Texas
The Most Popular Home Insurance Providers in Athens, Texas
Does credit score affect Athens home insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$2821 |
| average |
$2205 |
| good |
$1899 |
Yes! Your credit rating can impact the price you pay for Athens homeowners Insurance up to
$922 per year. Our analysis shows Athens home insurance shoppers with poor credit will pay up to
49% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
32% higher than people with average credit and average credit rate shoppers will pay
16% higher rates than shoppers with good credit.
Does Building Construction affect Athens home insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$2004 |
| Stucco/Hardie |
$1873 |
| Brick Veneer |
$1803 |
Your home construction style may also impact the price you pay for Athens homeowners Insurance up to
$201 per year. Athens home insurance shoppers with frame style construction pay up to
11% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
4% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Athens?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1310 |
| 10 Year(s) Old |
$1803 |
| 35 Year(s) Old |
$2078 |
Your home age impacts the price you pay for Athens homeowners Insurance up to
$768 per year. Athens home insurance shoppers with older homes pay
59% higher rates than new homes while homeowners with homes less than 30 years old will pay
38% higher rates than new construction homes.