Average Homeowner Insurance Rates for Belton, Texas
| Average Annual Insurance Rate |
| $1779 |
The Cheapest Homeowner Insurance Rates for Belton, Texas
The Most Popular Home Insurance Providers in Belton, Texas
Does credit score affect Belton home insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$2255 |
| average |
$1779 |
| good |
$1537 |
Yes! Your credit rating can impact the price you pay for Belton homeowners Insurance up to
$718 per year. Our analysis shows Belton home insurance shoppers with poor credit will pay up to
47% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
31% higher than people with average credit and average credit rate shoppers will pay
16% higher rates than shoppers with good credit.
Does Building Construction affect Belton home insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$1513 |
| Stucco/Hardie |
$1414 |
| Brick Veneer |
$1376 |
Your home construction style may also impact the price you pay for Belton homeowners Insurance up to
$137 per year. Belton home insurance shoppers with frame style construction pay up to
10% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
3% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Belton?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1031 |
| 10 Year(s) Old |
$1376 |
| 35 Year(s) Old |
$1601 |
Your home age impacts the price you pay for Belton homeowners Insurance up to
$570 per year. Belton home insurance shoppers with older homes pay
55% higher rates than new homes while homeowners with homes less than 30 years old will pay
33% higher rates than new construction homes.