Average Homeowner Insurance Rates for Huntsville, Texas
| Average Annual Insurance Rate |
| $2102 |
The Cheapest Homeowner Insurance Rates for Huntsville, Texas
The Most Popular Home Insurance Providers in Huntsville, Texas
Does credit score affect Huntsville home insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$2728 |
| average |
$2102 |
| good |
$1795 |
Yes! Your credit rating can impact the price you pay for Huntsville homeowners Insurance up to
$933 per year. Our analysis shows Huntsville home insurance shoppers with poor credit will pay up to
52% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
35% higher than people with average credit and average credit rate shoppers will pay
17% higher rates than shoppers with good credit.
Does Building Construction affect Huntsville home insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$1924 |
| Stucco/Hardie |
$1795 |
| Brick Veneer |
$1730 |
Your home construction style may also impact the price you pay for Huntsville homeowners Insurance up to
$194 per year. Huntsville home insurance shoppers with frame style construction pay up to
11% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
4% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Huntsville?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1264 |
| 10 Year(s) Old |
$1730 |
| 35 Year(s) Old |
$2005 |
Your home age impacts the price you pay for Huntsville homeowners Insurance up to
$741 per year. Huntsville home insurance shoppers with older homes pay
59% higher rates than new homes while homeowners with homes less than 30 years old will pay
37% higher rates than new construction homes.