Average Homeowner Insurance Rates for Kerrville, Texas
| Average Annual Insurance Rate |
| $1763 |
The Cheapest Homeowner Insurance Rates for Kerrville, Texas
The Most Popular Home Insurance Providers in Kerrville, Texas
Does credit score affect Kerrville home insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$2242 |
| average |
$1763 |
| good |
$1513 |
Yes! Your credit rating can impact the price you pay for Kerrville homeowners Insurance up to
$729 per year. Our analysis shows Kerrville home insurance shoppers with poor credit will pay up to
48% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
32% higher than people with average credit and average credit rate shoppers will pay
17% higher rates than shoppers with good credit.
Does Building Construction affect Kerrville home insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$1613 |
| Stucco/Hardie |
$1502 |
| Brick Veneer |
$1458 |
Your home construction style may also impact the price you pay for Kerrville homeowners Insurance up to
$155 per year. Kerrville home insurance shoppers with frame style construction pay up to
11% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
3% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Kerrville?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1064 |
| 10 Year(s) Old |
$1458 |
| 35 Year(s) Old |
$1660 |
Your home age impacts the price you pay for Kerrville homeowners Insurance up to
$596 per year. Kerrville home insurance shoppers with older homes pay
56% higher rates than new homes while homeowners with homes less than 30 years old will pay
37% higher rates than new construction homes.