Average Homeowner Insurance Rates for Marshall, Texas

Average Annual Insurance Rate
$2413


The Cheapest Homeowner Insurance Rates for Marshall, Texas

Provider Annual Insurance Rate
Texas Farm Bureau $1157
United Propoerty and Casualty $1624
American Mercury $1627
Travelers Insurance $1658
Allstate $1670
Allied Property and Casualty $1779
Esureance $1965
Republic Lloyds $1989
Homesite Insurance $1990
AIG Insurance $2077



The Most Popular Home Insurance Providers in Marshall, Texas

Provider Annual Insurance Rate
Liberty Insurance $4867
Nationwide $2125
State Farm $2813
Texas Farmers Insurance $1650



Does credit score affect Marshall home insurance rates?

Credit Score Average Annual Insurance Rate
bad $3083
average $2413
good $2078
Yes! Your credit rating can impact the price you pay for Marshall homeowners Insurance up to $1005 per year. Our analysis shows Marshall home insurance shoppers with poor credit will pay up to 48% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 32% higher than people with average credit and average credit rate shoppers will pay 16% higher rates than shoppers with good credit.

Does Building Construction affect Marshall home insurance rates?

Construction Type Average Annual Insurance Rate
frame $2267
Stucco/Hardie $2108
Brick Veneer $2030
Your home construction style may also impact the price you pay for Marshall homeowners Insurance up to $237 per year. Marshall home insurance shoppers with frame style construction pay up to 12% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 4% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Marshall?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1485
10 Year(s) Old $2030
35 Year(s) Old $2322
Your home age impacts the price you pay for Marshall homeowners Insurance up to $837 per year. Marshall home insurance shoppers with older homes pay 56% higher rates than new homes while homeowners with homes less than 30 years old will pay 37% higher rates than new construction homes.