Average Homeowner Insurance Rates for Nacogdoches, Texas
| Average Annual Insurance Rate |
| $1996 |
The Cheapest Homeowner Insurance Rates for Nacogdoches, Texas
The Most Popular Home Insurance Providers in Nacogdoches, Texas
Does credit score affect Nacogdoches home insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$2556 |
| average |
$1996 |
| good |
$1716 |
Yes! Your credit rating can impact the price you pay for Nacogdoches homeowners Insurance up to
$840 per year. Our analysis shows Nacogdoches home insurance shoppers with poor credit will pay up to
49% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
33% higher than people with average credit and average credit rate shoppers will pay
16% higher rates than shoppers with good credit.
Does Building Construction affect Nacogdoches home insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$1792 |
| Stucco/Hardie |
$1670 |
| Brick Veneer |
$1616 |
Your home construction style may also impact the price you pay for Nacogdoches homeowners Insurance up to
$176 per year. Nacogdoches home insurance shoppers with frame style construction pay up to
11% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
3% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Nacogdoches?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1184 |
| 10 Year(s) Old |
$1616 |
| 35 Year(s) Old |
$1852 |
Your home age impacts the price you pay for Nacogdoches homeowners Insurance up to
$668 per year. Nacogdoches home insurance shoppers with older homes pay
56% higher rates than new homes while homeowners with homes less than 30 years old will pay
36% higher rates than new construction homes.