Average Homeowner Insurance Rates for Rusk, Texas
| Average Annual Insurance Rate |
| $2201 |
The Cheapest Homeowner Insurance Rates for Rusk, Texas
The Most Popular Home Insurance Providers in Rusk, Texas
Does credit score affect Rusk home insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$2829 |
| average |
$2201 |
| good |
$1887 |
Yes! Your credit rating can impact the price you pay for Rusk homeowners Insurance up to
$942 per year. Our analysis shows Rusk home insurance shoppers with poor credit will pay up to
50% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
33% higher than people with average credit and average credit rate shoppers will pay
17% higher rates than shoppers with good credit.
Does Building Construction affect Rusk home insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$2055 |
| Stucco/Hardie |
$1914 |
| Brick Veneer |
$1827 |
Your home construction style may also impact the price you pay for Rusk homeowners Insurance up to
$228 per year. Rusk home insurance shoppers with frame style construction pay up to
12% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
5% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Rusk?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1346 |
| 10 Year(s) Old |
$1827 |
| 35 Year(s) Old |
$2115 |
Your home age impacts the price you pay for Rusk homeowners Insurance up to
$769 per year. Rusk home insurance shoppers with older homes pay
57% higher rates than new homes while homeowners with homes less than 30 years old will pay
36% higher rates than new construction homes.