Average Homeowner Insurance Rates for Tyler, Texas

Average Annual Insurance Rate
$2037


The Cheapest Homeowner Insurance Rates for Tyler, Texas

Provider Annual Insurance Rate
Texas Farm Bureau $981
American Mercury $1285
Republic Lloyds $1507
Travelers Insurance $1597
Allied Property and Casualty $1602
Nationwide $1646
Homesite Insurance $1677
Esureance $1768
Unitrin Safeguard $1883
Allstate $1889



The Most Popular Home Insurance Providers in Tyler, Texas

Provider Annual Insurance Rate
Liberty Insurance $3728
Nationwide $1646
State Farm $2662
Texas Farmers Insurance $1748



Does credit score affect Tyler home insurance rates?

Credit Score Average Annual Insurance Rate
bad $2567
average $2037
good $1772
Yes! Your credit rating can impact the price you pay for Tyler homeowners Insurance up to $795 per year. Our analysis shows Tyler home insurance shoppers with poor credit will pay up to 45% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 30% higher than people with average credit and average credit rate shoppers will pay 15% higher rates than shoppers with good credit.

Does Building Construction affect Tyler home insurance rates?

Construction Type Average Annual Insurance Rate
frame $1824
Stucco/Hardie $1702
Brick Veneer $1649
Your home construction style may also impact the price you pay for Tyler homeowners Insurance up to $175 per year. Tyler home insurance shoppers with frame style construction pay up to 11% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 3% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Tyler?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1213
10 Year(s) Old $1649
35 Year(s) Old $1891
Your home age impacts the price you pay for Tyler homeowners Insurance up to $678 per year. Tyler home insurance shoppers with older homes pay 56% higher rates than new homes while homeowners with homes less than 30 years old will pay 36% higher rates than new construction homes.