Average Homeowner Insurance Rates for Waxahachie, Texas
| Average Annual Insurance Rate |
| $2136 |
The Cheapest Homeowner Insurance Rates for Waxahachie, Texas
The Most Popular Home Insurance Providers in Waxahachie, Texas
Does credit score affect Waxahachie home insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$2696 |
| average |
$2136 |
| good |
$1853 |
Yes! Your credit rating can impact the price you pay for Waxahachie homeowners Insurance up to
$843 per year. Our analysis shows Waxahachie home insurance shoppers with poor credit will pay up to
45% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
30% higher than people with average credit and average credit rate shoppers will pay
15% higher rates than shoppers with good credit.
Does Building Construction affect Waxahachie home insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$1852 |
| Stucco/Hardie |
$1733 |
| Brick Veneer |
$1685 |
Your home construction style may also impact the price you pay for Waxahachie homeowners Insurance up to
$167 per year. Waxahachie home insurance shoppers with frame style construction pay up to
10% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
3% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Waxahachie?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1210 |
| 10 Year(s) Old |
$1685 |
| 35 Year(s) Old |
$1930 |
Your home age impacts the price you pay for Waxahachie homeowners Insurance up to
$720 per year. Waxahachie home insurance shoppers with older homes pay
60% higher rates than new homes while homeowners with homes less than 30 years old will pay
39% higher rates than new construction homes.