Home Insurance Shopping Guide


Insurance Market Update - 2024


How Much is Homeowners Insurance in New York?

Homeowners in New York pay an average of $1439 per year, or $120 a month, for a homeowners insurance policy with $300,000 in dwelling coverage. This makes home insurance in New York roughly 58% less expensive than the national average of $2270.


The Cheapest Homeowner Insurance Rates for New York

Provider Annual Insurance Rate Open Quote Rating
Ocean Harbor Insurance $273 rating
NYCM Insurance $813 rating
Kingstone Insurance $1147 rating
National General $1160 rating
Farmers $1184 rating
Travelers $1284 rating
Nationwide $1316 rating
Preferred Mutual Insurance $1360 rating
State Farm $1431 rating
UPC Insurance $1445 rating

Who are the Best home insurance companies in

Provider Average Insurance Rate Open Quote Rating
$0 rating