Insurance For Designers

What type of insurance do I need for my business?

Most Designers businesses have a Business Owner's Policy called a BOP. A BOP is a great becasue it combines three general insurance coverages and saves you money.

We recommend these products as a base:

• Business Owners Policy: A business owner's policy, or BOP, is a cost-effective way for businesses to buy general liability coverage and commercial property insurance together.
• General Liability Insurance: Your small business can be protected from unexpected expenses in different scenarios, such as workplace injuries or client lawsuits, through business liability coverage.
• Professional Liability Insurance: E&O insurance, also referred to as Professional Liability Insurance, provides coverage for legal expenses in the event that a client alleges your work to be inaccurate, delayed, or undelivered.

How Much Does Designers Insurance Cost?

• The size of your business
• How many employees work for you
• If you keep customers information stored in a data system
• If you have trucks or vehicles or tow equipment

Your Designers business may also need other types of business insurance, like:

• Commercial Auto Insurance: Commercial auto insurance is liability and physical damage protection for vehicles, such as cars, trucks and vans, that are used for business. Commercial vehicles require a separate policy because they’re typically exposed to more risk than personal vehic
• Commercial Umbrella Insurance: Business umbrella insurance is an additional layer of protection for businesses. It sits on top of other insurance policies and helps protect businesses against catastrophic losses.
• Cyber Insurance: A financial product called cyber insurance policy, also known as "cyber risk insurance" or "cyber liability insurance" coverage, enables businesses to transfer the costs linked to recovering from a cyber-related security breach or similar incidents.
• Workers Comp Insurance: Workers' compensation, also known as "workers' comp," is a program mandated by the government that grants benefits to employees who experience injuries or illnesses due to their work or while on duty.

Similar professions and Designers business insurance?

• Advertising professionals
• Authors
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• Designers
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• Videographers