Insurance For Writers And Authors

What type of insurance do I need for my business?

Most Writers and authors businesses have a Business Owner's Policy called a BOP. A BOP is a great becasue it combines three general insurance coverages and saves you money.

We recommend these products as a base:

• Business Owners Policy: A business owner's policy, or BOP, is a cost-effective way for businesses to buy general liability coverage and commercial property insurance together.
• General Liability Insurance: Your small business can be protected from unexpected expenses in different scenarios, such as workplace injuries or client lawsuits, through business liability coverage.
• Professional Liability Insurance: E&O insurance, also referred to as Professional Liability Insurance, provides coverage for legal expenses in the event that a client alleges your work to be inaccurate, delayed, or undelivered.

How Much Does Writers And Authors Insurance Cost?

• The size of your business
• How many employees work for you
• If you keep customers information stored in a data system
• If you have trucks or vehicles or tow equipment

Your Writers and authors business may also need other types of business insurance, like:

• Commercial Auto Insurance: Commercial auto insurance is liability and physical damage protection for vehicles, such as cars, trucks and vans, that are used for business. Commercial vehicles require a separate policy because they’re typically exposed to more risk than personal vehic
• Commercial Umbrella Insurance: Business umbrella insurance is an additional layer of protection for businesses. It sits on top of other insurance policies and helps protect businesses against catastrophic losses.
• Cyber Insurance: A financial product called cyber insurance policy, also known as "cyber risk insurance" or "cyber liability insurance" coverage, enables businesses to transfer the costs linked to recovering from a cyber-related security breach or similar incidents.
• Workers Comp Insurance: Workers' compensation, also known as "workers' comp," is a program mandated by the government that grants benefits to employees who experience injuries or illnesses due to their work or while on duty.

Similar professions and Writers And Authors business insurance?

• Advertising professionals
• Authors
• Broadcasters
• Computer graphics professionals
• Designers
• Digital artists
• Entertainment businesses
• Graphic design professionals
• Marketing agencies
• Merchandisers
• Publishers
• Retail marketing experts
• Drone Photography
• Event photographers
• Freelance photographers
• Nature photographers
• Passport photographers
• Photography studios
• Portrait photographers
• School photographers
• Sports photographers
• Wedding photographers
• Advertising agencies
• Bloggers
• Broadcasters
• Digital marketing agencies
• Graphic designers
• Influencers and YouTubers
• Podcasters
• PR agencies
• Publishers
• Social media companies
• Writers and authors
• Photographers
• Photography studios
• Video production studios
• Videographers