Average Homeowner Insurance Rates for Beaumont, Texas
| Average Annual Insurance Rate |
| $2408 |
The Cheapest Homeowner Insurance Rates for Beaumont, Texas
The Most Popular Home Insurance Providers in Beaumont, Texas
Does credit score affect Beaumont home insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$2945 |
| average |
$2408 |
| good |
$2127 |
Yes! Your credit rating can impact the price you pay for Beaumont homeowners Insurance up to
$818 per year. Our analysis shows Beaumont home insurance shoppers with poor credit will pay up to
38% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
25% higher than people with average credit and average credit rate shoppers will pay
13% higher rates than shoppers with good credit.
Does Building Construction affect Beaumont home insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$3376 |
| Stucco/Hardie |
$3093 |
| Brick Veneer |
$2976 |
Your home construction style may also impact the price you pay for Beaumont homeowners Insurance up to
$400 per year. Beaumont home insurance shoppers with frame style construction pay up to
13% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
4% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Beaumont?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$2131 |
| 10 Year(s) Old |
$2976 |
| 35 Year(s) Old |
$3389 |
Your home age impacts the price you pay for Beaumont homeowners Insurance up to
$1258 per year. Beaumont home insurance shoppers with older homes pay
59% higher rates than new homes while homeowners with homes less than 30 years old will pay
40% higher rates than new construction homes.