Average Homeowner Insurance Rates for Brownsville, Texas
| Average Annual Insurance Rate |
| $2306 |
The Cheapest Homeowner Insurance Rates for Brownsville, Texas
The Most Popular Home Insurance Providers in Brownsville, Texas
Does credit score affect Brownsville home insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$2941 |
| average |
$2306 |
| good |
$1989 |
Yes! Your credit rating can impact the price you pay for Brownsville homeowners Insurance up to
$952 per year. Our analysis shows Brownsville home insurance shoppers with poor credit will pay up to
48% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
32% higher than people with average credit and average credit rate shoppers will pay
16% higher rates than shoppers with good credit.
Does Building Construction affect Brownsville home insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$3214 |
| Stucco/Hardie |
$2970 |
| Brick Veneer |
$2838 |
Your home construction style may also impact the price you pay for Brownsville homeowners Insurance up to
$376 per year. Brownsville home insurance shoppers with frame style construction pay up to
13% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
5% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Brownsville?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$2057 |
| 10 Year(s) Old |
$2838 |
| 35 Year(s) Old |
$3177 |
Your home age impacts the price you pay for Brownsville homeowners Insurance up to
$1120 per year. Brownsville home insurance shoppers with older homes pay
54% higher rates than new homes while homeowners with homes less than 30 years old will pay
38% higher rates than new construction homes.