Average Homeowner Insurance Rates for Canyon, Texas
| Average Annual Insurance Rate |
| $2831 |
The Cheapest Homeowner Insurance Rates for Canyon, Texas
The Most Popular Home Insurance Providers in Canyon, Texas
Does credit score affect Canyon home insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$3514 |
| average |
$2831 |
| good |
$2474 |
Yes! Your credit rating can impact the price you pay for Canyon homeowners Insurance up to
$1040 per year. Our analysis shows Canyon home insurance shoppers with poor credit will pay up to
42% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
28% higher than people with average credit and average credit rate shoppers will pay
14% higher rates than shoppers with good credit.
Does Building Construction affect Canyon home insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$2686 |
| Stucco/Hardie |
$2489 |
| Brick Veneer |
$2414 |
Your home construction style may also impact the price you pay for Canyon homeowners Insurance up to
$272 per year. Canyon home insurance shoppers with frame style construction pay up to
11% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
3% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Canyon?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1769 |
| 10 Year(s) Old |
$2414 |
| 35 Year(s) Old |
$2710 |
Your home age impacts the price you pay for Canyon homeowners Insurance up to
$941 per year. Canyon home insurance shoppers with older homes pay
53% higher rates than new homes while homeowners with homes less than 30 years old will pay
36% higher rates than new construction homes.