Average Homeowner Insurance Rates for Conroe, Texas
| Average Annual Insurance Rate |
| $2164 |
The Cheapest Homeowner Insurance Rates for Conroe, Texas
The Most Popular Home Insurance Providers in Conroe, Texas
Does credit score affect Conroe home insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$2783 |
| average |
$2164 |
| good |
$1861 |
Yes! Your credit rating can impact the price you pay for Conroe homeowners Insurance up to
$922 per year. Our analysis shows Conroe home insurance shoppers with poor credit will pay up to
50% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
33% higher than people with average credit and average credit rate shoppers will pay
16% higher rates than shoppers with good credit.
Does Building Construction affect Conroe home insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$2052 |
| Stucco/Hardie |
$1910 |
| Brick Veneer |
$1840 |
Your home construction style may also impact the price you pay for Conroe homeowners Insurance up to
$212 per year. Conroe home insurance shoppers with frame style construction pay up to
12% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
4% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Conroe?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1392 |
| 10 Year(s) Old |
$1840 |
| 35 Year(s) Old |
$2117 |
Your home age impacts the price you pay for Conroe homeowners Insurance up to
$725 per year. Conroe home insurance shoppers with older homes pay
52% higher rates than new homes while homeowners with homes less than 30 years old will pay
32% higher rates than new construction homes.