Average Homeowner Insurance Rates for Corpus Christi, Texas

Average Annual Insurance Rate
$3133


The Cheapest Homeowner Insurance Rates for Corpus Christi, Texas

Provider Annual Insurance Rate
United Propoerty and Casualty $1397
Travelers Insurance $1403
Texas Windstorm Insurance Assn $2133
Homesite Insurance $2638
Foremost Insurance $3202
Safeco $3616
Texas Farm Bureau $3687
Republic Lloyds $4009
American Mercury $4851
AMICA $6244



The Most Popular Home Insurance Providers in Corpus Christi, Texas

Provider Annual Insurance Rate
State Farm $3640
Texas Farmers Insurance $1785



Does credit score affect Corpus Christi home insurance rates?

Credit Score Average Annual Insurance Rate
bad $3862
average $3133
good $2746
Yes! Your credit rating can impact the price you pay for Corpus Christi homeowners Insurance up to $1116 per year. Our analysis shows Corpus Christi home insurance shoppers with poor credit will pay up to 41% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 27% higher than people with average credit and average credit rate shoppers will pay 14% higher rates than shoppers with good credit.

Does Building Construction affect Corpus Christi home insurance rates?

Construction Type Average Annual Insurance Rate
frame $4527
Stucco/Hardie $4184
Brick Veneer $3983
Your home construction style may also impact the price you pay for Corpus Christi homeowners Insurance up to $544 per year. Corpus Christi home insurance shoppers with frame style construction pay up to 14% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 5% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Corpus Christi?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $2823
10 Year(s) Old $3983
35 Year(s) Old $4468
Your home age impacts the price you pay for Corpus Christi homeowners Insurance up to $1645 per year. Corpus Christi home insurance shoppers with older homes pay 58% higher rates than new homes while homeowners with homes less than 30 years old will pay 41% higher rates than new construction homes.