Average Homeowner Insurance Rates for Edinburg, Texas
| Average Annual Insurance Rate |
| $2454 |
The Cheapest Homeowner Insurance Rates for Edinburg, Texas
The Most Popular Home Insurance Providers in Edinburg, Texas
Does credit score affect Edinburg home insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$3181 |
| average |
$2454 |
| good |
$2082 |
Yes! Your credit rating can impact the price you pay for Edinburg homeowners Insurance up to
$1099 per year. Our analysis shows Edinburg home insurance shoppers with poor credit will pay up to
53% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
35% higher than people with average credit and average credit rate shoppers will pay
18% higher rates than shoppers with good credit.
Does Building Construction affect Edinburg home insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$2542 |
| Stucco/Hardie |
$2328 |
| Brick Veneer |
$2242 |
Your home construction style may also impact the price you pay for Edinburg homeowners Insurance up to
$300 per year. Edinburg home insurance shoppers with frame style construction pay up to
13% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
4% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Edinburg?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1567 |
| 10 Year(s) Old |
$2242 |
| 35 Year(s) Old |
$2494 |
Your home age impacts the price you pay for Edinburg homeowners Insurance up to
$927 per year. Edinburg home insurance shoppers with older homes pay
59% higher rates than new homes while homeowners with homes less than 30 years old will pay
43% higher rates than new construction homes.