Average Homeowner Insurance Rates for Galveston, Texas
| Average Annual Insurance Rate |
| $2711 |
The Cheapest Homeowner Insurance Rates for Galveston, Texas
The Most Popular Home Insurance Providers in Galveston, Texas
Does credit score affect Galveston home insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$3255 |
| average |
$2711 |
| good |
$2436 |
Yes! Your credit rating can impact the price you pay for Galveston homeowners Insurance up to
$819 per year. Our analysis shows Galveston home insurance shoppers with poor credit will pay up to
34% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
22% higher than people with average credit and average credit rate shoppers will pay
11% higher rates than shoppers with good credit.
Does Building Construction affect Galveston home insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$3976 |
| Stucco/Hardie |
$3645 |
| Brick Veneer |
$3519 |
Your home construction style may also impact the price you pay for Galveston homeowners Insurance up to
$457 per year. Galveston home insurance shoppers with frame style construction pay up to
13% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
4% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Galveston?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$2557 |
| 10 Year(s) Old |
$3519 |
| 35 Year(s) Old |
$3972 |
Your home age impacts the price you pay for Galveston homeowners Insurance up to
$1415 per year. Galveston home insurance shoppers with older homes pay
55% higher rates than new homes while homeowners with homes less than 30 years old will pay
38% higher rates than new construction homes.