Average Homeowner Insurance Rates for Georgetown, Texas
| Average Annual Insurance Rate |
| $1691 |
The Cheapest Homeowner Insurance Rates for Georgetown, Texas
The Most Popular Home Insurance Providers in Georgetown, Texas
Does credit score affect Georgetown home insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$2121 |
| average |
$1691 |
| good |
$1472 |
Yes! Your credit rating can impact the price you pay for Georgetown homeowners Insurance up to
$649 per year. Our analysis shows Georgetown home insurance shoppers with poor credit will pay up to
44% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
29% higher than people with average credit and average credit rate shoppers will pay
15% higher rates than shoppers with good credit.
Does Building Construction affect Georgetown home insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$1456 |
| Stucco/Hardie |
$1357 |
| Brick Veneer |
$1317 |
Your home construction style may also impact the price you pay for Georgetown homeowners Insurance up to
$139 per year. Georgetown home insurance shoppers with frame style construction pay up to
11% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
3% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Georgetown?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$992 |
| 10 Year(s) Old |
$1317 |
| 35 Year(s) Old |
$1517 |
Your home age impacts the price you pay for Georgetown homeowners Insurance up to
$525 per year. Georgetown home insurance shoppers with older homes pay
53% higher rates than new homes while homeowners with homes less than 30 years old will pay
33% higher rates than new construction homes.