Average Homeowner Insurance Rates for Hondo, Texas
| Average Annual Insurance Rate |
| $1864 |
The Cheapest Homeowner Insurance Rates for Hondo, Texas
The Most Popular Home Insurance Providers in Hondo, Texas
Does credit score affect Hondo home insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$2399 |
| average |
$1864 |
| good |
$1596 |
Yes! Your credit rating can impact the price you pay for Hondo homeowners Insurance up to
$803 per year. Our analysis shows Hondo home insurance shoppers with poor credit will pay up to
50% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
34% higher than people with average credit and average credit rate shoppers will pay
17% higher rates than shoppers with good credit.
Does Building Construction affect Hondo home insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$1768 |
| Stucco/Hardie |
$1639 |
| Brick Veneer |
$1574 |
Your home construction style may also impact the price you pay for Hondo homeowners Insurance up to
$194 per year. Hondo home insurance shoppers with frame style construction pay up to
12% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
4% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Hondo?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1167 |
| 10 Year(s) Old |
$1574 |
| 35 Year(s) Old |
$1803 |
Your home age impacts the price you pay for Hondo homeowners Insurance up to
$636 per year. Hondo home insurance shoppers with older homes pay
54% higher rates than new homes while homeowners with homes less than 30 years old will pay
35% higher rates than new construction homes.