Average Homeowner Insurance Rates for Laredo, Texas
| Average Annual Insurance Rate |
| $1738 |
The Cheapest Homeowner Insurance Rates for Laredo, Texas
The Most Popular Home Insurance Providers in Laredo, Texas
Does credit score affect Laredo home insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$2249 |
| average |
$1738 |
| good |
$1477 |
Yes! Your credit rating can impact the price you pay for Laredo homeowners Insurance up to
$772 per year. Our analysis shows Laredo home insurance shoppers with poor credit will pay up to
52% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
35% higher than people with average credit and average credit rate shoppers will pay
18% higher rates than shoppers with good credit.
Does Building Construction affect Laredo home insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$1602 |
| Stucco/Hardie |
$1491 |
| Brick Veneer |
$1448 |
Your home construction style may also impact the price you pay for Laredo homeowners Insurance up to
$154 per year. Laredo home insurance shoppers with frame style construction pay up to
11% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
3% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Laredo?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1064 |
| 10 Year(s) Old |
$1448 |
| 35 Year(s) Old |
$1641 |
Your home age impacts the price you pay for Laredo homeowners Insurance up to
$577 per year. Laredo home insurance shoppers with older homes pay
54% higher rates than new homes while homeowners with homes less than 30 years old will pay
36% higher rates than new construction homes.