Average Homeowner Insurance Rates for Orange, Texas
| Average Annual Insurance Rate |
| $3178 |
The Cheapest Homeowner Insurance Rates for Orange, Texas
The Most Popular Home Insurance Providers in Orange, Texas
Does credit score affect Orange home insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$4124 |
| average |
$3178 |
| good |
$2700 |
Yes! Your credit rating can impact the price you pay for Orange homeowners Insurance up to
$1424 per year. Our analysis shows Orange home insurance shoppers with poor credit will pay up to
53% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
35% higher than people with average credit and average credit rate shoppers will pay
18% higher rates than shoppers with good credit.
Does Building Construction affect Orange home insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$3252 |
| Stucco/Hardie |
$3004 |
| Brick Veneer |
$2874 |
Your home construction style may also impact the price you pay for Orange homeowners Insurance up to
$378 per year. Orange home insurance shoppers with frame style construction pay up to
13% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
5% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Orange?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$2055 |
| 10 Year(s) Old |
$2874 |
| 35 Year(s) Old |
$3258 |
Your home age impacts the price you pay for Orange homeowners Insurance up to
$1203 per year. Orange home insurance shoppers with older homes pay
59% higher rates than new homes while homeowners with homes less than 30 years old will pay
40% higher rates than new construction homes.