Average Homeowner Insurance Rates for Paris, Texas
| Average Annual Insurance Rate |
| $2637 |
The Cheapest Homeowner Insurance Rates for Paris, Texas
The Most Popular Home Insurance Providers in Paris, Texas
Does credit score affect Paris home insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$3357 |
| average |
$2637 |
| good |
$2279 |
Yes! Your credit rating can impact the price you pay for Paris homeowners Insurance up to
$1078 per year. Our analysis shows Paris home insurance shoppers with poor credit will pay up to
47% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
32% higher than people with average credit and average credit rate shoppers will pay
16% higher rates than shoppers with good credit.
Does Building Construction affect Paris home insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$2436 |
| Stucco/Hardie |
$2257 |
| Brick Veneer |
$2162 |
Your home construction style may also impact the price you pay for Paris homeowners Insurance up to
$274 per year. Paris home insurance shoppers with frame style construction pay up to
13% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
4% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Paris?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1587 |
| 10 Year(s) Old |
$2162 |
| 35 Year(s) Old |
$2485 |
Your home age impacts the price you pay for Paris homeowners Insurance up to
$898 per year. Paris home insurance shoppers with older homes pay
57% higher rates than new homes while homeowners with homes less than 30 years old will pay
36% higher rates than new construction homes.