Average Homeowner Insurance Rates for Rockwall, Texas
| Average Annual Insurance Rate |
| $2375 |
The Cheapest Homeowner Insurance Rates for Rockwall, Texas
The Most Popular Home Insurance Providers in Rockwall, Texas
Does credit score affect Rockwall home insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$2982 |
| average |
$2375 |
| good |
$2070 |
Yes! Your credit rating can impact the price you pay for Rockwall homeowners Insurance up to
$912 per year. Our analysis shows Rockwall home insurance shoppers with poor credit will pay up to
44% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
29% higher than people with average credit and average credit rate shoppers will pay
15% higher rates than shoppers with good credit.
Does Building Construction affect Rockwall home insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$2068 |
| Stucco/Hardie |
$1926 |
| Brick Veneer |
$1879 |
Your home construction style may also impact the price you pay for Rockwall homeowners Insurance up to
$189 per year. Rockwall home insurance shoppers with frame style construction pay up to
10% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
3% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Rockwall?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1342 |
| 10 Year(s) Old |
$1879 |
| 35 Year(s) Old |
$2156 |
Your home age impacts the price you pay for Rockwall homeowners Insurance up to
$814 per year. Rockwall home insurance shoppers with older homes pay
61% higher rates than new homes while homeowners with homes less than 30 years old will pay
40% higher rates than new construction homes.