Average Homeowner Insurance Rates for Victoria, Texas
| Average Annual Insurance Rate |
| $2871 |
The Cheapest Homeowner Insurance Rates for Victoria, Texas
The Most Popular Home Insurance Providers in Victoria, Texas
Does credit score affect Victoria home insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$3722 |
| average |
$2871 |
| good |
$2442 |
Yes! Your credit rating can impact the price you pay for Victoria homeowners Insurance up to
$1280 per year. Our analysis shows Victoria home insurance shoppers with poor credit will pay up to
52% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
35% higher than people with average credit and average credit rate shoppers will pay
18% higher rates than shoppers with good credit.
Does Building Construction affect Victoria home insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$2836 |
| Stucco/Hardie |
$2617 |
| Brick Veneer |
$2507 |
Your home construction style may also impact the price you pay for Victoria homeowners Insurance up to
$329 per year. Victoria home insurance shoppers with frame style construction pay up to
13% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
4% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Victoria?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1757 |
| 10 Year(s) Old |
$2507 |
| 35 Year(s) Old |
$2827 |
Your home age impacts the price you pay for Victoria homeowners Insurance up to
$1070 per year. Victoria home insurance shoppers with older homes pay
61% higher rates than new homes while homeowners with homes less than 30 years old will pay
43% higher rates than new construction homes.